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Covid-19 Pandemic and Virtual Loss Prevention Inspections For Equipment Breakdown Could Become A Reality

By Anzar Hasan

No one knows how long the health and economic impacts of the Coronavirus will be with us, but what we do know is that modern tools and strong client partnerships will allow us to continue to do our jobs and do them well.

Effective virtual inspections and surveys are a viable option for property insurance companies to evaluate property and facilities equipment breakdown exposure.

With modern tools and clear communication with facilities management and their maintenance and engineering teams, virtual inspection is a great alternative to in-person jobsite visits.

Take the following steps for a successful virtual equipment breakdown inspection at a large facility.

  1. Develop a virtual equipment breakdown inspection checklist tailor-made for the type of occupancy. Reference this sample checklist, which was specifically developed for power generating stations: Sample Checklist – Power Generating Stations
  2. Distribute the checklist to the facilities management. The documentation will need to be completed by the client prior to virtual conference.
  3. Schedule a virtual inspection. To do so, you will need to use an online meeting tool such as Zoom, GoToMeeting, Skype, FaceTime to review and discuss the information provided.
  4. Prepare an Equipment Breakdown inspection report that addresses the findings from the virtual conference and review of provided documentation.



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